As an exclusive member of Fortress you have access to the preferred coverage and pricing offered by the Chubb Group Personal Excess Policy. Enrollment is simple. Complete the one page enrollment form and send it to your Fortress agent with payment. If you have specific questions about enrollment, payment, or coverage, please contact your Fortress agent.
Your cost depends on the coverage limits you choose. There is a flat rate for each coverage limit under this plan. You can choose Excess Liability limits ranging from $1 million to $25 million, which also includes $1 million Excess Uninsured/Underinsured Motorist protection. There is an additional premium charge if you wish to increase the Uninsured/underinsured motorist protection above the included $1 million limit.
- When selecting your limits, the Uninsured/Underinsured Motorist protection limit cannot be higher than the Excess Liability limit.
- You can increase your Excess Liability limit without increasing your Uninsured/Underinsured motorist Protection limit.
- Your limits can be increased at any time throughout the year and will be effective the first of the following month after we receive the increased limit enrollment form. The coverage will renew on October 1 st , which will result in a prorated premium for the first year, if you increase mid-term.
- Be sure to contact your local Fortress Agent or personal insurance representative to make sure your underlying policy coverages meet the minimum requirements for this program to prevent potential gaps in coverage.